Is Return of Premium (ROP) Term Insurance a good choice?

It can be. If you intend to keep your policy for the duration of the term, an ROP policy will return all of your premiums to you at the end of the level term period. This can be good if you know that you will keep your policy in force for the duration of this time.

About The Author

Richard Eddy

Founder of Rates4Term.com and Cona Financial Group Richard Eddy has been assisting clients with their life insurance needs since 2005. He is an expert helping people find the right policy to fit their specific situation. In addition to insurance planning, he is also experienced in a wide range of financial planning topics including investment and portfolio analysis, tax planning, retirement planning and estate preservation strategies. You can call Richard toll-free at (877) 883-3561.