Buy Life Insurance Online?
Have you ever wondered if it was possible to buy a life insurance policy online, without speaking to an insurance agent? Well, the short answer is "yes, you can". The longer answer is "yes, you can, but be careful"! If you aren't careful, you just might end up getting unwanted phone calls from a dozen hungry agents, all
dying trying to sell you your next policy.
I recently conducted some market research and found that around 75% of the websites that come up when you do a Google search for something like "buy life insurance online" are actually websites that are gathering your personal information so that they can sell it to any number of insurance agents as a "lead". Most of the sites that I am describing are not actual insurance agency websites, rather, they are "lead generation sites" effectively disguised as insurance agency websites. (Some are actually both; they will gather your information for their "in-house" call center agents and simply sell your information if they do not have the capacity to deal with it themselves.
Don't believe me? Just take a look at the top ranked spot for the search phrase I mentioned earlier. It seems harmless enough. After all, it's just asking for your zip code, your height and weight, and your gender.
Ah, but then, "page 2" of the process. Do you really want to share all of this information before you are ready to buy?
Hmmm...I wonder what they are going to do with that information? Here's a clue:
Yes, that's right. There's the notice in 9 pixel grey type, warning you that you are about to get a deluge of telephone calls and messages. Now if that's what you want, by all means, submit your information. Just be forewarned!
Of course, if you aren't interested in getting telephone call after telephone call, you can always get life insurance rates from our website. Just use that little box in the upper left corner. You'll notice that you can actually view life insurance rates from over 30 different companies without submitting so much as your first name, much less your complete contact information. If you do decide to buy a policy, you can start the process online by clicking the blue "Continue" button next to the policy that you want to buy. (At that point you will have to provide some contact information so that we can get a completed application started for you, but remember--we don't sell your information to anyone and we only request your information if you do want to be contacted.)
You can buy life insurance online
Our process makes it easy for you to buy a life insurance policy online. Of course, if you have questions or you'd rather speak with an insurance professional, feel free to give me a call. Just dial 877-883-3561 and ask for Rich. Let me know if I can help. I'd be happy to assist you in any way that I can.
Founder of Rates4Term.com and Cona Financial Group Richard Eddy has been assisting clients with their life insurance needs since 2005. He is an expert helping people find the right policy to fit their specific situation. In addition to insurance planning, he is also experienced in a wide range of financial planning topics including investment and portfolio analysis, tax planning, retirement planning and estate preservation strategies. You can call Richard toll-free at (877) 883-3561.