If A Critical Illness Strikes

Ask Yourself…

How long can you survive financially without a regular paycheck?
How will your regular bills be paid?

Will you have sufficient funds available to pay for:

  •  Any insurance co-payments and deductibles;
  •  Alterations to your home and/or automobile to meet any special needs;
  •  Out-of-town transportation and lodging for medical treatment;
  • Additional household and child care expenses;
  •  Treatments not covered by traditional health insurance; and/or
  • Shorter-term home health care during your recuperation?


Did You Know…
With advances in medical treatment and technology, many people now survive critical illnesses that would have been fatal in the past.


  • Men have a slightly less than 1 in 2 lifetime risk of developing some form of cancer. For women, the lifetime risk is a little more than 1 in 3.
  •  Between 1999 and 2006, the 5-year relative survival rate for all cancers was 68%, up from 50% in 1975 – 1977.
  •  It is estimated that almost 1.6 million new cancer cases were diagnosed in 2011. (Source: Cancer Facts and Figures 2011; American Cancer Society)

Heart Disease:

  • An estimated 83,000,000 American adults (one in three) currently live with one or more types of cardiovascular disease.
  • Each year, an American will suffer a heart attack about every 34 seconds.
  • The lifetime risk for cardiovascular disease at age 40 is 2 in 3 for men and more than 1 in 2 for women.

(Source: Heart Disease and Stroke Statistics – 2011 Update, American Heart Association)


  • On average, every 40 seconds someone in the United States has a stroke.
  • Stroke is a leading cause of serious, long-term disability in the U.S.

(Source: Heart Disease and Stroke Statistics – 2011 Update, American Heart Association)

Ask yourself…if you suffered a critical illness and were out of commission for 3 to 6 months, would you be able to survive financially? If the answer is no, contact my office…we may be able to help.

Published by The Virtual Assistant; © 2012 VSA, LP

About The Author

Richard Eddy

Founder of Rates4Term.com and Cona Financial Group Richard Eddy has been assisting clients with their life insurance needs since 2005. He is an expert helping people find the right policy to fit their specific situation. In addition to insurance planning, he is also experienced in a wide range of financial planning topics including investment and portfolio analysis, tax planning, retirement planning and estate preservation strategies. You can call Richard toll-free at (877) 883-3561.