Are you looking for a term life insurance policy? Using our website you can compare term life insurance rates from over 100 different life insurance companies, all from the comfort of your home or office–and all without sharing your personal contact information! Once you’ve found a life insurance company that offer rates you are comfortable with, you can even begin the application process online. (If you’d prefer, you can also contact us by phone or email and we will gladly assist you with the application process and answer any questions that you might have.
No Personal Information Required
If you have spent any time online searching for life insurance quotes, you’ve probably found dozens of websites that offer that information–after you’ve provided them with your name, email address, and telephone number. They will then share your information with one or more (often as many as eight) life insurance agents, who will attempt to contact you. We don’t believe in doing business this way. So we set our website up to provide you with life insurance rates and other helpful information about life insurance without asking you to register. If you are looking for life insurance rates online, we understand that you might just be curious. You might just be in the “research” phase. Buying life insurance is an important financial decision, and while we want to help and advise you along the way, we respect your privacy. We are confident that you will contact us when you are ready to talk.
It Makes Sense to Compare Life Insurance Rates Online
Comparing term insurance rates online can help you save a significant amount of money. Here’s an example: We recently ran a quote for a $500,000 20 year term life policy on a healthy, non-smoking 47 year old male. The best monthly rate came back from a company called Savings Bank Life Co. at $75 per month. Another rate, for the very same individual, came back from a company called Assurity Life Insurance Company at $123 per month. That’s a difference of $48 per month! If you work it out, choosing the less expensive policy will save this client over $11,520 over the course of this policy ($48 per month savings x 12 months per year x 20 years = $11,520)!
By comparison, a quote for a $250,000 30 year term policy on a 40 year old female showed that the best rates were being offered by Banner Life Insurance Company for $46 per month, while Lincoln Benefit Life Company wanted $63 per month for the same coverage. The $17 per month savings results in $6,120 that will be saved over the life of the policy.
Different life insurance companies will always be most competitive with different groups of people. So it is important that you find the best rates for your situation! Our life insurance quoting tools let you do this easily and without hassle.
When it is Time to Apply for a Policy
When you are ready to buy a life insurance policy, we are here to help. You can begin your application process online, right from the same page where you reviewed life insurance rates. You can also call Richard Eddy at (877) 883-3561. Richard is the founder of Rates4Term.com, a financial planner, and an experienced life insurance agent. He can answer your questions, help you to compare life insurance rates and help you through the application process.
We look forward to talking with you soon.